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2020 Rocket Mortgage Classic live coverage How to watch. Refinancing to combine first and second mortgages is often a great way to reduce payments However consider the extended life of the loan as well as the. A second mortgage is quite simply a loan taken after the first mortgage There can be various reasons to take out a second mortgage such as consolidating debts financing home improvements or covering a portion of the down payment on the first mortgage to avoid the property mortgage insurance PMI requirement.

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